Real Estate | liveindallastexas.com
This Beautiful Home is located in the Historic Neighborhood of Summerville near downtown Augusta. Take a step back in time but don’t give up the modern amenities! This Augusta neighborhood features mature trees and the charm of a bygone era. This home features an updated kitchen and the well manicured backyard is complete with a Built-in Grill and Cook’s Station – perfect for entertaining!
While I realize it is the middle of July, it is time to think about backpacks, pencils, and notebooks. The area children are returning to school for the 2011-2012 School Year here in the Augusta Area the 2nd week in August. The Tax Free Weekend for back-to-school shopping is August 5th -7th in South Carolina. Since Augusta GA is on the border, we can all take advantage of this event by visiting the shops in North Augusta, Aiken or even further up the road in Columbia, SC.
School Supplies
Clothing and Accessories
Footwear
Computers
Computer Equipment
The South Carolina Tax-Free weekend is right before schools starts in the Augusta Area (August 8th for both Richmond County and Columbia County), so hopefully you can get to the stores on time. South Carolina students have another week to get things in order since they cannot start school until after the 3rd Monday in August.
Enjoy the rest of your summer!
Grovetown GA Home for Sale
This Home for Sale in the popular Euchee Creek Neighborhood in Grovetown features a brick exterior with an extended driveway perfect for parking your camper or boat. This is a 4 bedroom and 2 and a half bath home with the Master Bedroom on the Main floor. It has a large kitchen that includes a breakfast nook and stainless steel appliances. The yard is full landscaped and includes an in-ground irrigation system for both front and back yards.
Euchee Creek is zoned for the Columbia Schools of Cedar Ridge Elementary, Grovetown Middle School and Grovetown High School.
For more information about this home, please call me at 706-294-6795.
Susan MacEwen, Realtor Your Grovetown Home Hunter! Keller Williams Realty Augusta Partners Mobile: 706-294-6795 Office: 706-868-3772 x207
As the official first day of “Summer” approaches and the days are getting a little hot here in Augusta, it reminds of the summer 3 years ago when I first started my real estate career. This period seems to me a very sweet period for me in Real Estate. Phones were ringing, people were happy and Augusta Homes were selling! Then as all cycles in life, the “financial crisis” brought all of this a halt that October. I know that real estate is a lot like life, there will be ups & downs.
While the phones stopped ringing almost immediately, things still didn’t seem that dismal here in Augusta. After all, we have Fort Gordon, the Medical College of Georgia and few manufacturing companies like Club Car, John Deere, E-Z-GO and Proctor & Gamble that helps stabilize the Augusta economy. After all, this wasn’t Miami but a few years later we are still feeling the effects of this recession. While the Augusta Housing Market hasn’t plummeted into the abyss like the one in Miami, local home owners are feeling the effect.
Augusta home sellers and home buyers are feeling the effects from the mortgage crisis and fall out. Home sellers are having a tough time competing in a declining market. While home buyers have a huge choice of homes for sale in Augusta, they are having a tougher time qualifying for a mortgage.
As I learned at a Short Sale seminar this week, if you look out your front door to the 4 houses on the right and then look at 4 houses to the left at least 2 home owners are most likely having trouble paying their mortgage. The scary thing is that only 30% of foreclosed homes were listed for sale before being foreclosed! 70% of home owners didn’t seek help or didn’t know they could seek help. If you are even 1 payment behind or know that you are about to get behind, please ask a realtor for some help! We can provide valuable information and help get your house sold before you get to the foreclosure stage. Just remember condition and pricing are everything. Warning: You are now in a beauty pageant and price war all at the same time! Meaning you have to look your best and be priced low. Think Beauty on a budget.
Home Buyers are all looking for a great deal and they are able to get those deals. There are new homes being built at rock bottom prices here in Augusta. There are short sale homes and foreclosure homes also available in this real estate market. The toughest part of the home buying process is the mortgage part right now. You have to have good, solid credit and most banks require a 620 minimum credit score for the best interest rates. Enjoy these low real estate prices and low-interest rates now, because as the economy starts to recover at least one of those will rise.
Summer is upon us and with that comes increase activity in the real estate market not just here in Augusta, GA but across the country. Please remember that houses are still selling, people are still buying property and banks are lending money – just be a little patient during the process of buying or selling any Augusta Homes. Also, please consider hiring an agent to represent you and your best interest in your next real estate transaction either as your listing agent or your buyer’s agent.
Have a wonderful Summer!
Susan MacEwen, Realtor Your Augusta Home Hunter! Keller Williams Realty Augusta Partners Mobile: 706-294-6795 Office: 706-868-3772 x207
Find Your New Augusta Home the Easy Way!
Are you currently looking at New Homes in Augusta, Georgia? Look no further! I have helped buyers find homes in Augusta since 2008. The Augusta Home Hunter is Your Augusta Homes connection. Use my resources to help choose your new home in Augusta, after all there are over 700 new homes for sale!
Are you looking for Augusta Home Builder Floor Plans? Or do you want Augusta neighborhood information? We can provide you with the information you need to make an informed decision when buying your new home in the Augusta area. Our Buyer’s Agent Services are available to you – all at no cost to you! For more information about Buyer’s Agent Services please contact us. Augusta GA Homes are our specialty!
If you are currently searching for a New Home in Augusta, please see the quick links below:
Susan MacEwen, Realtor Your Augusta Home Hunter! Keller Williams Realty Augusta Partners Mobile: 706-294-6795 Office: 706-868-3772 x207
The month of April brings Spring Break and the Masters Golf Tournament to Augusta. These two events affect our local Augusta Housing Market because some of the homes for sale might be temporarily off the market acting as a rental home during the golf tournament.
Spring is also the time of the year when more houses are placed on the market for sale gearing up for the summer relocation season. Most people like to relocate during the summer so they don’t interrupt school schedules and such. Here are the Grovetown real estate stats for April 2011:
Grovetown Totals:
Grovetown 2CO:
Grovetown 4CO:
High Meadows once again was the leader in the 2CO area (North of I-20) with 11 Homes Sold during April. First Choice Home Builders, Blue Ribbon Builders, Wilson Parker Homes and Craftmark Builders should be finishing out this neighborhood this year. Canterbury Farms subdivision was the leader in the 4CO (South of I-20) with 9 total Homes Sold in April. JR Homes, Ivey Residential, Winchester Homes and a few local builders are currently building in this master planned community. This community should remain a top seller this year since the opening of new sections in the subdivision. Please contact me if you would like more information on homes for sale in Grovetown, GA.
Susan MacEwen, Realtor Your Grovetown Home Hunter! Keller Williams Realty Augusta Partners Mobile: 706-294-6795 Office: 706-868-3772 x207
A USDA Rural Guaranteed Housing Loan is loan program offered through the USDA office of Rural Development and guarantees loans made by approved lenders.
Why would you consider using a USDA Rural Housing Loan?
Well, this type of loan doesn’t require a minimum down payment so you can borrow 100% of the purchase price of the home. (I am sure the home will have to appraise at that price too. Most banks aren’t going to lend more money than what the home is worth.)
If I borrow 100% of the purchase price, will I have to pay any sort of mortgage insurance?
No, with the USDA Rural Housing Loan Program you will not have to pay PMI (private mortgage insurance).
Can I buy a house under this program just any where?
Unfortunately, you can’t. The home you are looking to buy must be located in a “rural” area. The USDA defines a rural area as open country and place with a population of 10,000 or less residents. Some cities and towns do qualify if the population is between 10,000 and 25,000 residents. So in our area that would be places like Harlem, Dearing, Appling and Thomson all located in Georgia. In South Carolina, some areas in Edgefield and Aiken counties qualify including Graniteville, Clearwater, Edgefield and Trenton.
How does someone qualify for this loan program?
You must have adequate and dependable income and be a U.S. citizen, legally admitted to the U.S. for permanent residency or be a qualified alien. You must have an adjusted annual household income that doesn’t exceed the moderate income limit established for the area. Have a good credit history and can meet the repayment criteria. Please see the USDA automated income eligibility calculator.
Buyers must personally occupy the home and the loan terms are for 30 years. New homes and existing homes qualify for the program as long as they are located in the approved rural area. For more details on the program please see the USDA Guaranteed Rural Housing Loan Pamphlet.
Susan MacEwen, Realtor Your CSRA Home Hunter! Executive Partners of Augusta
Crown Communities is now building new homes in Grove Landing!Crown Communities is proud to announce the addition Grove Landing to its available communities. Grove Landing is a master-planned subdivision situated on 120+ acres located in Grovetown, GA. Grove Landing offers its owners and residents wonderful amenities including a Community Clubhouse, Swimming Pool, Stocked Fishing Pond and nearby access to Walking Trails!
Grove Landing is a few minutes from the Gate 2 entrance to Ft Gordon and access to I-20. New Crown Homes pricing is starting in the $150’s making this an excellent value in this fast growing neighborhood! This Columbia County neighborhood is located close to Grovetown Middle School and Cedar Ridge Elementary. Grove Landing offers great value in a prime location.
Monday – Saturday 11:00 AM until 7:00 PM
Sunday 12:00 PM until 7:00 PM
Directions to Grove Landing:
From Fort Gordon: From Gate 2 of Fort Gordon take Robinson Ave to Harlem-Grovetown Rd and Wrightsboro Rd. Turn left at the light on Harlem-Grovetown Rd. Grove Landing is on the left just after Grovetown Middle School. Take 2nd Right on Grove Landing Lane then turn Left on Grove Landing Circle. Model home is located on right at 3317 Grove Landing Circle right across from the Pool.
Other: Take Wrightsboro Rd to Grovetown. At Light near IGA, stay straight on Harlem-Grovetown Rd. Grove Landing is on the left just after Grovetown Middle School. Take 2nd Right on Grove Landing Lane then turn Left on Grove Landing Circle. Model home is located on right at 3317 Grove Landing Circle right across from the Pool.
Susan MacEwen, Realtor Your Grovetown Home Hunter! Executive Partners of Augusta
Now that winter seems to have disappeared and spring is here in full force, I would like to take a look at the Grovetown Residential Housing Market for the first quarter of 2011. Please remember we had the First Time Home Buyer Tax Credit available during the first half of 2010 when comparing the numbers from 2011 to 2010.
The breakdown per month:
Jan 2011 – 44 vs Jan 2010 – 41
Feb 2011 – 45 vs Feb 2010 – 58
Mar 2011 – 75 vs Mar 2010 – 93
The Grovetown subdivisions that sold the most homes during 1st quarter of 2011 were:
Canterbury Farms – 17
High Meadows – 17
Pamir Place – 13
Both High Meadows and Canterbury Farms continue to be popular. I do expect High Meadows’ sales to slow down in the coming months when the subdivision is completed. Pamir Place still has approximately 10 lots remaining and expects to be completed in a couple of months. If you have any questions or would like more information please contact me.
Susan MacEwen, Realtor Your Grovetown Home Hunter! Executive Partners of Augusta Mobile: 706-294-6795 Office: 706-364-7653
Sat @ 11:00 am – 7:00 pm & Sun @ 12:00 pm – 7:00 pm
Come see this beautiful Model Home in Pamir Place this weekend. Pamir Place features the Lexington Plan as it’s model home complete with an open floor plan. The Lexington has 4 bedrooms and 3 full baths with one bedroom and bath on the main level. The large, open kitchen has a large kitchen island, granite counters and tiled backsplash opening into the open 2-story family room. Come see the stunning arches leading into the dining room as well as the upper catwalk overlooking the family room.
Pamir Place is Crown Communities most affordable Columbia County neighborhood!
Open Daily from 11:00 AM to 7:00 PM and Sunday 12:00 PM – 7:00 PM
Directions: From Grovetown take Harlem-Grovetown Rd past Grovetown Middle School and Euchee Creek Park. Take Right at 2nd entrance into Pamir Place. Turn Right then take Left onto Lory Lane. Model Home is on the Corner of Lory Lane and Congling Circle.
Susan MacEwen, Realtor Your Grovetown Home Hunter! Executive Partners of Augusta