Here are some Tips for a Smooth Closing on your new home
Your Augusta real estate closing should be a stress-free event. Here are a few things that could trip you up if not addressed prior to the closing date:
- Head off trouble during the final walk-through – Make sure that any fixtures (e.g., ceiling fans) to be left behind are specifically called out in the purchase agreement. Inspect repairs made as a result of a home inspection prior to closing date to ensure they are acceptable to you.
- Closing costs are more than expected – Before closing, compare the final closing costs to those initially stated in your lender’s “Good Faith Estimate” and resolve discrepancies. Remember that most closing attorneys and title companies will require certified funds at closing, along with proof of homeowner’s insurance. Also, bring along your driver’s license as confirmation of your identity.
- The seller still has belongings at the home – You may want to add a clause in your purchase agreement that explicitly states the seller is responsible for any expenses you incur if the home is not completely vacated prior to the closing date.
*From an article appearing in the February 2011 Between Friends Newsletter provided by Old Republic Home Warranty. To receive a current copy of the newsletter, please email me.If you are currently looking to purchase a home, please give me a call. I will be happy to help you in your home search.Susan MacEwen, Realtor Greater Augusta Home Search! Keller Williams Realty Augusta Partners Mobile: 706-294-6795 Office: 706-868-3772 x207 Web: www.AugustaHomeHunter.com